Benefits at St. Paul Heart Clinic

Below is a summary of the 2010 benefits that are currently offered at St. Paul Heart Clinic:

Benefit eligibility with 20 hours/week. Benefit costs are based on employment status with full-time equal to 32 hours/week .

Health insurance: Preferred One open access with one plan option and two sources of funding:  Plan option is is a high deductible with employee selecting one of these two sources to partially fund the deductible: 
        Health savings account (HSA) employer contribution and a voluntary employee contribution option, or
        Health reimbursement account (HRA) employer contribution option
        Employee selects the source of funding. 

Dental insurance: Humana Dental PPO

Life insurance: One and one-half your hourly rate x 2080 hours to a maximum of $50,000 of coverage. Dependent life insurance: $5,000 for a spouse and $2,000 for each dependent child.

Disability insurance: Short term disability pays at 50% of your gross salary each day beginning at the 11th working day for the next 20 working days. Long term disability pays at 60% of your gross salary each day beginning at the 90th calendar day of a disability.

Pretax benefits: Premium conversion, parking, healthcare spending and dependent care options. A limited healthcare spending account is available for employees who participate in the high deductible, health savings account (HSA) health insurance option.

Voluntary benefits: Available for purchase: Additional life, short term disability, hospitalization, accident and cancer insurance.

Profit Sharing Plan:  Discretionary profit sharing contribution based on a percentage of earned compensation.  Eligible after one year of employment and 1000 hours worked.  Enrollment dates are January 1 or July 1 of each year after satisfying  the eligibility requirements.

401K: Employee pretax deferral up to 50% of earned compensation to maximum defined by the IRS.  Eligibility requirements are the same as for the Profit Sharing Plan.

Paid Time Off (PTO): 16 days each years one and two for full-time. One day incremental increases from year three to year five. This rate may vary by department. Human Resources will notify you if the above is not your accrual.

Parking: Available, approximate monthly employee cost is $70.00. No charge for parking at the Maplewood and Lakeview offices.  Parking costs are payroll deducted on a pretax basis.  Discounted transit passes are available for purchase on a pretax basis.

Paid Holidays: Approximately nine each calendar year.

Professional Development: Benefit amount varies by department. Professional Development must be applicable to the employee’s position and be approved by the director/supervisor.

Reimbursements: Cell phone usage and mileage for business travel.

Employee Discount Program